Hardware Store Insurance
We understand that owning and running a hardware store is more than just a nine to five. Your hardware retail business serves the local community for all their home improvements and projects and you need a product that will protect you from claims and helps protect your company from financial stress and losses that can be caused by a variety of everyday problems
At Hardware Store Insurance we can cater for a range of hardware shop types, offering fast insurance services and highly competitive packages
Various Cover Includes:
Property Damage

Protect your Buildings, Contents and Stock against Loss, Damage or Theft – includes Money and Glass​

Business Interruption

This provides for Loss of Gross Profit when your Business is totally are partially affected by an Insured Peril e.g. Fire. You can still meet your financial obligations, pay key staff, source a temporary premises and continue to pay yourself

Goods in Transit

Insure your Stock while being collected from your Supplier or delivered to your Customer

Employers Liability

Staff members get hurt at work, your insurer will protect you. If you are at fault they will settle the claim, if you are not they will defend you.

Public Liability

Again, members of the Public get hurt on business premises, as with your Employers Liability Cover, they will settle or defend depending on the circumstances.

Products Liability

If you sell or supply a defective product, and injury is the result. Your Products Liability Policy will respond, regardless of whether fault lies with you.

Legal Expenses

Contract Disputes, Employment Disputes,  Property Disputes and more are all too common. Your Policy extends to provide free legal advice in the event of a legal dispute arising.

Directors and Officers Liability

Administrators, managers and directors of any company, regardless of its size or activities, bear significant responsibilities in relation to their role and the way they conduct themselves. This may result in claims against them for actual or alleged breach of duty, neglect, misstatements, errors and omissions.

Cyber Liability

Data leaks and data losses can lead to regulatory fines and PR nightmares, while attacks could lead to shut-down servers and loss of both confidence and profits. Cyber Liability cover provides a package of protection that includes insurance and specialist advice.

Computer

Cover your Hardware, Software, Cost of Reinstating your Data and Increased Cost of Working

Engineering

Lifting Plant, Pressure Vessels, Goods and Passenger Lifts and many more items require specialised Insurance Cover and Statutory Inspection. This can be arranged in one policy

Motor

Whether you need the flexibility of a Fleet or a Standalone Policy for your Commercial or Private Vehicles, we will arrange that cover.